Effective Date: March 07, 2026
Welcome to our insurance services. These Terms and Conditions govern your use of our website and insurance products. By purchasing a policy or using our services, you agree to comply with these terms.
By accessing our website, submitting an insurance application, or purchasing any insurance policy from us, you acknowledge that you have read, understood, and agree to be bound by these Terms and Conditions.
When you purchase an insurance policy, you enter into a legal contract with our insurance company. The policy document contains the complete terms of coverage, and coverage begins on the effective date specified in your policy.
As a policyholder, you agree to provide truthful and accurate information during the application process, notify us promptly of any changes that may affect your coverage, and report claims promptly with necessary documentation.
Premiums must be paid according to the schedule outlined in your policy. Coverage may be suspended or cancelled if premiums are not received within the grace period.
To file a claim, notify us as soon as possible after an incident occurs, provide complete and accurate information, and submit all required documentation within specified timeframes.
Either party may cancel the policy according to the terms specified in your policy document. Cancellation terms and any applicable refunds are governed by your policy provisions.
We reserve the right to modify these Terms and Conditions at any time. Changes will be posted on our website with an updated effective date.